Insurance Sobering Statistics

The three major areas of financial risk
What would happen to your financial situation if:

• You died unexpectedly?
• You suffered a major traumatic condition such as cancer, heart disease or stroke?
• You were unable to work due to sickness or injury?

Loss of home through mortgage foreclosureFor every house lost through fire, FOUR are lost through death and THIRTY EIGHT are lost as a result of disablement. We all insure our homes against fire, but most Australians either don't insure their income or their life, or don't have enough cover.
Premature death - "but it won't happen to me" - or will it? 
Chances of dying before age 65

Age	Male	Female
30	1 in 6	1 in 11
40	1 in 6	1 in 11
50	1 in 8	1 in 13

Personal tragedy needn't spell financial disaster!

• If you can't work due to sickness or injury, income protection can replace up to 75% of your income – and it is tax deductible!!
  
• If you suffer a major traumatic condition such as cancer, stroke or heart disease, mortgage protection insurance pays a lump sum benefit providing choice, flexibility and financial freedom.
• In the event of an unexpected death, mortgage protection insurance provides financial protection for your family at a time when it is needed the most.

What if sickness or injury prevented you from earning your income?

• Could you continue repayments on the mortgage?
• What about other debts such as credit cards, personal loans?
• How would you pay the bills – electricity, gas, food, telephone and so on?
• What about additional expenses you may incur. For example, medical costs, housekeeping and child care?
• If you have your own business, could you keep it operational?
• How long would it be before you had to dip into your savings to pay the bills?

General information only, please refer to your Mortgage Adviser for full details. Other costs and charges may apply.

Open Homes for this Weekend 13/11/2010

Open Homes for this weekend. From top left going clockwise.

3 Warung St Maroochydore Saturday & Sunday 12-12.45pm 
Great Home in one of the best streets in Maroochydore
19 Dotterel Street Parrearra Saturday and Sunday 1-1.45pm
Updated home surrounded by million dollar properties
6/87 Bundilla Blvd Mountain Creek Saturday 11-11.45am
Great investment property
259/6 'The Palms' Melody Court Saturday 12-12.45pm
Move quickly on this property, these townhouses move quickly
37 Saleng Crecsent Warana Saturday 2-2.45pm
2 Rentals for the price of 1!
18 Wandoo St Minyama Sturday and Sunday 11-11.45
$100,000 below replacement price. BARGAIN!

10 quirky facts about Brisbane | ourbrisbane.com

• The city's first traffic lights were installed in Queen Street, in 1937.
• In 1900 the Board of Health offered a bounty on dead rats of 2/- per dozen. Rat catching became a profitable practice for school children.
• Fort Lytton, at the mouth of the Brisbane River, is the only fort in Australia to have a moat. The guns at Fort Lytton were never fired 'in anger' but they were used to warn a Dutch steamer and a fishing vessel that tried to ignore the official procedure before going upriver.
• Brisbane's first brewery, the City Brewery, was established in Mary Street in the 1860's.
• Lang Park's dominant role through the 1950's as a convenient garbage dump, was the disposal of rubbish and nightsoil.
• In 1907 Brisbane's first free kindergarten opened in Fortitude Valley.
• Queensland's oldest building still standing is The Windmill on Wickham Terrace. It was constructed by convicts in 1828. During its lifetime it has contained a treadmill, been used as a signal station, a time ball, housed the fire brigade and was used for radio and television research.
• Brisbane's coat of arms features two gryphons. Gryphons are mythological creatures and were chosen to represent the city because of their spirited nature.
• Brisbane's first poor house was The Dunwich Benevolent Asylum which operated on Stradbroke Island from 1866 to 1946.
• The Female Factory was established around 1829 on the site that is now Brisbane's GPO. Sound like an interesting place? It was… a women's jail.

10 quirky facts about Brisbane | ourbrisbane.com

Why are we drawn to the Sunshine Coast?

Thats easy, take a look around and it is easy to see why. The most obvious would have to be the magnificent coast line that we have on the Sunshine Coast. It spands a massive length of approximatly 60km of pristine beach front. Most of which has a bike and walking path so we can view our beautiful coastline.

On the flip side, the coast is surrounded by lush Hinterland with the Heritage listed Glass House Mountains. If you have ever taken a drive up into the Sunshine coast hinterland you would have experienced some of the best views of the coast line on one side and the country side on the other. The hinterland is full of bushwalks and waterfalls, as well as quaint country towns. Melany and Montville are a must see and you should stop to have a coffee and enjoy the unique charm that this area has to offer.

Open Homes for this Weekend 5/11/2010

Open homes for this weekend are as follows from top left, clockwise.
Unit 5, 5 Tranquil Place Alexandra Headlands Saturday - 12-12.45pm
Unit 6, 87 Bundilla Blvd Mountain Creek - Saturday 1-1.45pm
19 Dotterel Ave Parrearra - Saturday & Sunday 2-2.45pm
Unit 2, 3 Benalla Street Warana - Saturday 3-3.30pm
Unit 259, 6 'The Palms' Melody Court Saturday and Sunday 11-11.45am
18 Wandoo St Minyama Saturday & Sunday 1-1.45pm

Open Homes for this Weekend 30/10/2010

Open Homes From top left, Clockwise

18 Wandoo St Minyama, 11-11.45am Saturday and Sunday $625,000
OWNERS SACRIFICE PRICE FOR QUICK SALE!!
Unfortunate circumstances dictate owners listing their prized home for over $100 000 below replacement cost.
Unit 259 'The Palms' Melody Place Warana 1-1.45pm Saturday and Sunday $239,000
Ideal unit for all budget conscious buyers, Great size 1 bedroom unit easily converted to 2.
Unit 5/5 Tranquil Place Alexandra Headlands 2-2.45pm Saturday and Sunday  $569,000
A very tightly held area these properties do not come on the market very often and if you miss this one there is no telling when your next opportunity will arise.
Unit 2, 3 Benalla Street Warana 1-1.45pm Saturday and Sunday $299,000
Currently this is the most affordable home available in the Kawana beachside strip!
Situated in a quiet family friendly street you will love the location with the beach access just five houses away.

Sunshine Coast Home Show & Lifestyle Expo

The Sunshine Coast Home Show and Lifestyle Expo will be held from October 15th to October 17th at Kawana Quad Park Nicklin Way and promises to be the biggest and best ever. Visitors to the show can view and test a huge range of products and services to complement and enhance their lifestyles including products for the home, outdoor living,   health and fitness, travel, hobbies and recreational pursuits.

This year the event will also include the Pet and Animal Expo. The kids will enjoy the interactive animal nursery. There will be exhibitions show casing rare breeds of livestock, and every kind of pet supplies. If you own or are thinking about owning pets or animals this is the place to be this weekend.

For the adults there will be fashion, beauty, health and fitness displays. 

Win over $13,000 worth of prizes at the 2010 Sunshine Coast Home Show & Lifestyle Expo. There is one scooter to be won each day thanks to Oz Scooters Direct and a Saxon Solar Star 400Ltr Hot Water System worth $6,600 to be won from BCJ Plumbing.

There will be something to interest everyone in the family with free rides for the kids, a huge range of products and services on display, entertainment and attractions as well as a food court.