Insurance Sobering Statistics

The three major areas of financial risk
What would happen to your financial situation if:

• You died unexpectedly?
• You suffered a major traumatic condition such as cancer, heart disease or stroke?
• You were unable to work due to sickness or injury?

Loss of home through mortgage foreclosureFor every house lost through fire, FOUR are lost through death and THIRTY EIGHT are lost as a result of disablement. We all insure our homes against fire, but most Australians either don't insure their income or their life, or don't have enough cover.
Premature death - "but it won't happen to me" - or will it? 
Chances of dying before age 65

Age	Male	Female
30	1 in 6	1 in 11
40	1 in 6	1 in 11
50	1 in 8	1 in 13

Personal tragedy needn't spell financial disaster!

• If you can't work due to sickness or injury, income protection can replace up to 75% of your income – and it is tax deductible!!
  
• If you suffer a major traumatic condition such as cancer, stroke or heart disease, mortgage protection insurance pays a lump sum benefit providing choice, flexibility and financial freedom.
• In the event of an unexpected death, mortgage protection insurance provides financial protection for your family at a time when it is needed the most.

What if sickness or injury prevented you from earning your income?

• Could you continue repayments on the mortgage?
• What about other debts such as credit cards, personal loans?
• How would you pay the bills – electricity, gas, food, telephone and so on?
• What about additional expenses you may incur. For example, medical costs, housekeeping and child care?
• If you have your own business, could you keep it operational?
• How long would it be before you had to dip into your savings to pay the bills?

General information only, please refer to your Mortgage Adviser for full details. Other costs and charges may apply.

Open Homes for this Weekend 13/11/2010

Open Homes for this weekend. From top left going clockwise.

3 Warung St Maroochydore Saturday & Sunday 12-12.45pm 
Great Home in one of the best streets in Maroochydore
19 Dotterel Street Parrearra Saturday and Sunday 1-1.45pm
Updated home surrounded by million dollar properties
6/87 Bundilla Blvd Mountain Creek Saturday 11-11.45am
Great investment property
259/6 'The Palms' Melody Court Saturday 12-12.45pm
Move quickly on this property, these townhouses move quickly
37 Saleng Crecsent Warana Saturday 2-2.45pm
2 Rentals for the price of 1!
18 Wandoo St Minyama Sturday and Sunday 11-11.45
$100,000 below replacement price. BARGAIN!

10 quirky facts about Brisbane | ourbrisbane.com

• The city's first traffic lights were installed in Queen Street, in 1937.
• In 1900 the Board of Health offered a bounty on dead rats of 2/- per dozen. Rat catching became a profitable practice for school children.
• Fort Lytton, at the mouth of the Brisbane River, is the only fort in Australia to have a moat. The guns at Fort Lytton were never fired 'in anger' but they were used to warn a Dutch steamer and a fishing vessel that tried to ignore the official procedure before going upriver.
• Brisbane's first brewery, the City Brewery, was established in Mary Street in the 1860's.
• Lang Park's dominant role through the 1950's as a convenient garbage dump, was the disposal of rubbish and nightsoil.
• In 1907 Brisbane's first free kindergarten opened in Fortitude Valley.
• Queensland's oldest building still standing is The Windmill on Wickham Terrace. It was constructed by convicts in 1828. During its lifetime it has contained a treadmill, been used as a signal station, a time ball, housed the fire brigade and was used for radio and television research.
• Brisbane's coat of arms features two gryphons. Gryphons are mythological creatures and were chosen to represent the city because of their spirited nature.
• Brisbane's first poor house was The Dunwich Benevolent Asylum which operated on Stradbroke Island from 1866 to 1946.
• The Female Factory was established around 1829 on the site that is now Brisbane's GPO. Sound like an interesting place? It was… a women's jail.

10 quirky facts about Brisbane | ourbrisbane.com

Why are we drawn to the Sunshine Coast?

Thats easy, take a look around and it is easy to see why. The most obvious would have to be the magnificent coast line that we have on the Sunshine Coast. It spands a massive length of approximatly 60km of pristine beach front. Most of which has a bike and walking path so we can view our beautiful coastline.

On the flip side, the coast is surrounded by lush Hinterland with the Heritage listed Glass House Mountains. If you have ever taken a drive up into the Sunshine coast hinterland you would have experienced some of the best views of the coast line on one side and the country side on the other. The hinterland is full of bushwalks and waterfalls, as well as quaint country towns. Melany and Montville are a must see and you should stop to have a coffee and enjoy the unique charm that this area has to offer.

Open Homes for this Weekend 5/11/2010

Open homes for this weekend are as follows from top left, clockwise.
Unit 5, 5 Tranquil Place Alexandra Headlands Saturday - 12-12.45pm
Unit 6, 87 Bundilla Blvd Mountain Creek - Saturday 1-1.45pm
19 Dotterel Ave Parrearra - Saturday & Sunday 2-2.45pm
Unit 2, 3 Benalla Street Warana - Saturday 3-3.30pm
Unit 259, 6 'The Palms' Melody Court Saturday and Sunday 11-11.45am
18 Wandoo St Minyama Saturday & Sunday 1-1.45pm